Which of the following best describes your experience with usage-based insurance (UBI)/telematics on your personal auto policy?
- Currently enrolled in a UBI/telematics program
- Previously enrolled, but not currently
- Offered by my insurer, but I declined
- Not offered by my insurer
- Not sure
Which type of telematics program are/were you enrolled in?
- Continuous app-based driving monitoring
- Plug-in device (OBD-II) or built-in car connectivity
- Pay-per-mile program
- Initial trial/short-term monitoring only
- Not sure
Overall, how satisfied are/were you with your telematics program?
How fair was the price you experienced with telematics compared to traditional pricing?
Since enrolling, how have your driving habits changed (e.g., speeding, braking)?
How comfortable are you with the amount of driving data your insurer collects in your program?
What is the main reason you are not enrolled in a UBI/telematics program?
- Privacy concerns about location or behavior tracking
- Unsure how the program works
- Concern about possible premium increases
- The discount seems too small
- Potential battery/data usage or app performance
- Not available from my insurer
- I don’t drive enough to benefit
- Prefer not to use a smartphone while driving
If you were to enroll, what minimum guaranteed discount (%) would you need to sign up? Enter a whole number.
What ongoing discount (%) would feel fair for sharing detailed driving data? Enter a whole number.
Rank the following telematics features by importance to you (1 = most important).
How comfortable are you with your insurer collecting each of the following data types?
What data-sharing cadence would you prefer for pricing and feedback?
- I prefer not to share driving data
- Share only at policy start or renewal
- Share monthly summaries
- Share per trip
- Share continuously in real time
Which one of the following would you most want in return for sharing driving data?
- A clear breakdown of how my price is calculated
- A personal driving score
- Tips to improve my score
- Ability to pause data collection
- A map of my trips
- Incident/crash detection assistance
- In-app privacy controls
Overall, how fair is it for insurers to use driving data to set auto insurance prices?
How likely are you to enroll (or stay enrolled) in telematics at your next renewal?
Attention check: To confirm you are paying attention, please select “I am paying attention” below.
- I am paying attention
- I am not paying attention
- Prefer not to say
What is your gender?
- Woman
- Man
- Non-binary
- Prefer not to say
Where do you primarily reside?
What is the highest level of education you have completed?
- Less than high school
- High school or equivalent
- Some college/associate degree
- Bachelor’s degree
- Graduate/professional degree
- Prefer not to say
What is your current employment status?
- Employed full time
- Employed part time
- Self-employed
- Unemployed and seeking work
- Student
- Retired
- Homemaker/caregiver
- Prefer not to say
Approximately how many miles do you drive in a typical month? Enter a whole number. (If you use kilometers, enter the mile equivalent.)
What is your primary vehicle use?
- Commuting to work or school
- Household errands
- Rideshare/delivery driving
- Leisure/road trips
- Business use (non-delivery)
- Other (please specify)
Welcome! This brief survey asks about your experience and views on usage-based (telematics) auto insurance. There are no right or wrong answers.
Is there anything else you would like to share about telematics-based insurance or this survey?
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AI Interview: 2 Follow-up Questions on your views about usage-based insurance
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