Q01
메시지
모든 템플릿
Household Budget Habits and Financial Stress Survey
Measures how households actually track spending, allocate income, and cope with shortfalls — not just what they intend to do. Includes a spending trade-off exercise, a priority ranking of financial goals, and an AI follow-up interview that reconstructs the last time the budget broke down and what would have prevented it.
샘플 질문
템플릿에 포함된 내용을 미리 확인해 보세요. 모든 질문은 설문 공개 전에 자유롭게 수정할 수 있습니다.
질문 13개 · 약 7분
Q02
객관식필수
Which best describes how you currently manage your household budget?
- I don't track it in any formal way
- I keep a rough mental estimate
- I use a spreadsheet or written budget
- I use a budgeting app
- I work with a financial advisor or planner
- Other
Q03
의견 척도필수
Over the last 3 months, how confident have you felt about staying within your household budget?
척도: 1 – 7
최소:Not confident at all최대:Extremely confident
Q04
점수 배분필수
Thinking about a typical month, allocate 100 points across these categories based on roughly how much of your spending goes to each.
- Housing (rent/mortgage)
- Food & groceries
- Transportation
- Utilities & bills
- Debt payments
- Entertainment & discretionary
- Savings & investing
100점 배분
Q05
매트릭스필수
How often do you do each of the following?
4개 행 × 5개 열
- Track spending against a budget
- Review bills or subscriptions for errors/waste
- Compare prices before a purchase
- Set aside money for savings before spending
열: Never · Rarely · Sometimes · Often · Always
Q06
객관식필수
In the last 3 months, how often did you have to dip into savings or use credit to cover regular monthly expenses?
- Never
- Once
- 2-3 times
- 4 or more times
Q07
최선·최악 선택형(MaxDiff)필수
Which of these financial goals matter most to you right now, and which matter least?
- Paying down debt
- Building an emergency fund
- Saving for retirement
- Saving for a big purchase
- Reducing monthly spending
- Increasing household income
- Improving credit score
세트별 최선·최악 선택최선:Matters most최악:Matters least
Q08
평점 척도
How satisfied are you with the tool or method you currently use to manage your budget?
범위: 1 – 5
최소:Not satisfied최대:Very satisfied
Q09
AI 인터뷰
Anchor on the respondent's confidence score and whether they've dipped into savings or credit recently. Ask them to walk through the last specific month or moment their budget broke down: what caused it (an unexpected expense, underestimating a category, income change), what they did about it, and what would have prevented it. If they report never dipping into savings, probe what makes their budget resilient and whether that holds during unusual months like holidays.
Q10
객관식
Which range best describes your total household income before taxes?
- Under $30,000
- $30,000-$59,999
- $60,000-$89,999
- $90,000-$119,999
- $120,000-$149,999
- $150,000 or more
- Prefer not to say
Q11
객관식
How many people live in your household, including yourself?
- 1
- 2
- 3
- 4
- 5 or more
- Prefer not to say
Q12
객관식
What is your age range?
- 18-24
- 25-34
- 35-44
- 45-54
- 55-64
- 65 or older
- Prefer not to say
Q13
메시지
That's everything — thank you for the honest answers. We use responses like yours to understand where household budgets tend to break down and to shape tools and guidance that better match how people actually spend.
포함된 기능
AI 후속 질문
정형화된 설문이 놓치는 세부 내용을, 주관식 답변에 맞춰 AI가 심층 질문으로 끌어냅니다.
주의력 확인 장치
성의 없는 답변과 저품질 응답자를 걸러내는 내장 안전장치입니다.
AI가 작성한 문안
문구, 질문 순서, 분기 로직까지 AI가 연구 목표에 맞춰 작성합니다.
자동 리포트
응답이 모이면 주요 주제, 인용문, 이해하기 쉬운 요약이 자동으로 작성됩니다.
다른 서비스와 비교
다른 설문 도구의 가장 유사한 템플릿을 검토했습니다. 그 도구들이 잘하는 점과, 이 템플릿이 한발 더 나아가는 지점을 정리했습니다.
이 템플릿을 선택하는 이유
- Includes a constant-sum trade-off exercise forcing respondents to allocate 100 points across spending categories based on actual behavior, not stated intentions
- Uses a max-diff ranking of financial goals to reveal genuine priorities rather than a simple checklist
- Features an AI follow-up interview that anchors on each respondent's confidence score and savings/credit usage to reconstruct their last budget breakdown and what would have prevented it
- Combines a behavior-frequency matrix and quality-scored open responses so low-effort or contradictory answers can be flagged automatically
SurveyMonkey
Household Budget Survey TemplateA ready-to-field template covering household budgeting topics, built on SurveyMonkey's established survey infrastructure. It's a static questionnaire meant to be launched as-is or lightly edited, not an adaptive interview. Good for broad benchmarking but not for probing individual financial breakdowns in depth.
잘하는 점
- Fielding-ready template on a well-established survey platform
- Likely benefits from SurveyMonkey's broad panel/distribution options
- Simple setup for standard budget-tracking questions
아쉬운 점
- No adaptive AI follow-up questioning to probe individual answers further
- No voice AI interview option
- No published methodology on question design or scoring transparency
Jotform
Personal Budget Tracking Form TemplateThis is a personal budget tracking form rather than a household financial-stress survey — it's oriented toward individual expense logging rather than research-style attitude and behavior measurement. It's a static, fielding-ready form template, useful for data collection but not for structured survey analysis like trade-off or ranking exercises.
잘하는 점
- Simple, fielding-ready form for tracking personal expenses
- Easy to customize fields for individual budget categories
- Integrates with Jotform's broader form ecosystem
아쉬운 점
- Built for expense logging, not attitudinal or coping-behavior research
- No trade-off, ranking, or scenario-based exercises
- No AI-driven follow-up or automated quality scoring of responses
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