How confident are you in your household’s finances over the next 12 months?
Over the next 6 months, do you expect your household income to:
- Increase
- Stay about the same
- Decrease
- Not sure
Do you currently have any liquid savings you could access within 7 days?
About how many months of essential expenses could your current savings cover? Enter a whole number (enter 0 if none).
In the last 3 months, how often did you add money to savings?
- Weekly
- Monthly
- Less than monthly
- Not at all
How confident are you in reaching your savings goals this year?
Do you currently carry any debt (e.g., credit cards, loans, BNPL)?
Which types of debt do you currently have? Select all that apply.
- Credit card balance
- Auto loan/lease
- Student loan
- Mortgage/home loan
- Personal loan
- Buy Now, Pay Later (BNPL)
- Overdraft
- Other
In the last 30 days, how stressed have you felt about your debt obligations?
How difficult is it to make your required minimum payments this month?
Have you missed or been late on any bill or loan payment in the last 90 days?
Which actions have you taken to manage cash flow in the last 30 days? Select all that apply.
- Delayed a planned purchase
- Used savings to cover expenses
- Carried a balance on a credit card
- Borrowed from friends/family
- Used Buy Now, Pay Later (BNPL)
- Postponed a bill payment
- None of the above
Compared with 12 months ago, your financial cushion (savings vs. expenses) is:
- Stronger
- About the same
- Weaker
- Not sure
If you had an extra 100 units of your local currency this month, how would you allocate it? Allocate exactly 100 points.
Attention check: To confirm you are paying attention, please select “Monthly.”
- Weekly
- Monthly
- Less than monthly
- Not at all
What is your age?
- 18–24
- 25–34
- 35–44
- 45–54
- 55–64
- 65 or older
- Prefer not to say
What is your gender?
- Man
- Woman
- Non-binary
- Prefer not to say
Where do you currently live?
What is the highest level of education you have completed?
- Some high school or less
- High school diploma or equivalent
- Some college/associate degree
- Bachelor’s degree
- Postgraduate degree
What is your current employment status?
- Employed full-time
- Employed part-time
- Self-employed
- Unemployed and looking
- Unemployed and not looking
- Student
- Retired
Is there anything else you’d like to share about your current financial situation or decisions? (Optional)
Max 600 chars
AI Interview: 2 Follow-up Questions on your financial situation
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