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Consumer Financial Confidence, Savings & Debt Stress Survey

Measures household financial confidence, savings buffer adequacy, debt stress, and behavioral coping strategies. Designed for consumer research panels to track financial resilience and segment by financial health.

What's Included

AI-Powered Questions

Intelligent follow-up questions based on responses

Automated Analysis

Real-time sentiment and insight detection

Smart Distribution

Target the right audience automatically

Detailed Reports

Comprehensive insights and recommendations

Template Overview

23

Questions

AI-Powered

Smart Analysis

Ready-to-Use

Launch in Minutes

This professionally designed survey template helps you gather valuable insights with intelligent question flow and automated analysis.

Sample Survey Items

Q1
Chat Message
Welcome, and thank you for participating in this survey about household finances. This survey asks about your financial outlook, savings, debt, and recent financial decisions. It should take approximately 5–7 minutes to complete. Your participation is entirely voluntary, and you may stop at any time. There are no right or wrong answers — we are interested in your honest opinions and experiences. All responses are confidential and will be reported only in aggregate. Please click 'Next' to begin.
Q2
Opinion Scale
How confident are you in your household's financial situation over the next 12 months?
Range: 1 7
Min: Not at all confidentMid: NeutralMax: Very confident
Q3
Multiple Choice
Over the next 6 months, do you expect your total household income to:
  • Increase
  • Stay about the same
  • Decrease
  • Not sure
Q4
Multiple Choice
Compared with 12 months ago, would you say your financial cushion (savings relative to expenses) is:
  • Stronger
  • About the same
  • Weaker
  • Not sure
Q5
Multiple Choice
Do you currently have any liquid savings you could access within 7 days?
  • Yes
  • No
Q6
Dropdown
Approximately how many months of essential expenses could your current savings cover?
  • 0 — no savings buffer
  • Less than 1 month
  • 1–2 months
  • 3–5 months
  • 6–11 months
  • 12 months or more
  • Not sure
Q7
Multiple Choice
In the last 3 months, how often did you add money to savings?
  • Weekly
  • Monthly
  • Less than monthly
  • Not at all
Q8
Opinion Scale
How confident are you that you will reach your savings goals this year?
Range: 1 7
Min: Not at all confidentMid: NeutralMax: Very confident
Q9
Multiple Choice
Do you currently carry any debt (e.g., credit cards, loans, BNPL)?
  • Yes
  • No
Q10
Multiple Choice
Which types of debt do you currently have? Select all that apply.
  • Credit card balance
  • Auto loan/lease
  • Student loan
  • Mortgage/home loan
  • Personal loan
  • Buy Now, Pay Later (BNPL)
  • Overdraft
  • Other
Q11
Opinion Scale
In the last 30 days, how stressed have you felt about your debt obligations?
Range: 1 7
Min: Not at all stressedMid: NeutralMax: Extremely stressed
Q12
Opinion Scale
How difficult is it for you to make your required minimum payments this month?
Range: 1 7
Min: Not at all difficultMid: NeutralMax: Extremely difficult
Q13
Multiple Choice
Have you missed or been late on any bill or loan payment in the last 90 days?
  • Yes
  • No
  • Prefer not to say
Q14
Multiple Choice
Which of the following actions, if any, have you taken to manage your cash flow in the last 30 days? Select all that apply.
  • Delayed a planned purchase
  • Used savings to cover expenses
  • Carried a balance on a credit card
  • Borrowed from friends or family
  • Used Buy Now, Pay Later (BNPL)
  • Postponed a bill payment
  • None of the above
Q15
Ranking
If you received an extra 100 units of your local currency this month, how would you prioritize spending it? Please rank from highest to lowest priority.
Drag to order (top = most important)
  1. Short-term savings / emergency fund
  2. Debt repayment
  3. Essential expenses
  4. Discretionary spending
  5. Investing / long-term goals
Q16
Long Text
Based on your responses in this survey, is there anything else you'd like to share about your current financial situation or the decisions you're making?
Max chars
Q17
AI Interview
We'd like to understand your financial decisions in a bit more depth. An AI moderator will ask you a couple of brief follow-up questions based on your earlier responses.
AI InterviewLength: 2Personality: [Object Object]Mode: Fast
Reference questions: 5
Q18
Multiple Choice
What is your age?
  • 18–24
  • 25–34
  • 35–44
  • 45–54
  • 55–64
  • 65 or older
  • Prefer not to say
Q19
Multiple Choice
What is your gender?
  • Man
  • Woman
  • Non-binary
  • Prefer not to say
Q20
Dropdown
Where do you currently live?
  • United States
  • United Kingdom
  • Canada
  • Australia
  • Europe
  • India
  • Other
Q21
Multiple Choice
What is the highest level of education you have completed?
  • Some high school or less
  • High school diploma or equivalent
  • Some college / associate degree
  • Bachelor's degree
  • Postgraduate degree
  • Prefer not to say
Q22
Multiple Choice
What is your current employment status?
  • Employed full-time
  • Employed part-time
  • Self-employed
  • Unemployed and looking
  • Unemployed and not looking
  • Student
  • Retired
  • Prefer not to say
Q23
Chat Message
Thank you for completing this survey. Your responses have been recorded and will be treated confidentially. We appreciate your time.

Frequently Asked Questions

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