Welcome! This short survey asks about your experiences and views on Buy Now, Pay Later (BNPL). It should take about 6–8 minutes. Your responses are confidential.
Have you used a BNPL service (e.g., Klarna, Afterpay) in the past 12 months?
Quality check: To confirm you are paying attention, please select “I am paying attention.”
- I am paying attention
- I am not paying attention
- Prefer not to say
Which BNPL providers have you used in the past 12 months? Select all that apply.
- Affirm
- Afterpay
- Klarna
- PayPal Pay in 4/Pay Monthly
- Zip
- Sezzle
- Bank‑issued BNPL
- Other
- None of the above
How many times did you use BNPL in the past 12 months?
How likely are you to use a BNPL service in the next 6 months?
What is the highest single purchase amount you would feel comfortable using BNPL for? Enter a number only, in your local currency.
Allocate a total of 100 points across the factors you consider most when choosing a BNPL option.
How important is “no late fees ever” when choosing a BNPL provider?
Rank your biggest concerns about BNPL (1 = biggest concern).
Please indicate how much you agree or disagree with each statement.
In the next 3 months, for which categories would you consider using BNPL? Select all that apply.
- Electronics
- Clothing/fashion
- Travel
- Groceries
- Furniture/home goods
- Health/beauty
- Digital subscriptions
- Automotive/parts
For a purchase of about $200 (or local equivalent), which would you most likely do?
- Pay in full with debit or credit (no carryover)
- Use BNPL installments
- Use a credit card and carry a balance
- Not purchase
- It depends
Which best describes your gender?
- Woman
- Man
- Non-binary
- Prefer not to say
What is the highest level of education you have completed?
What is your current employment status?
- Full-time
- Part-time
- Self-employed
- Homemaker
- Student
- Unemployed
- Retired
- Prefer not to say
Which country do you live in?
Max 100 chars
Is there anything else you would like to share about your experiences or views on BNPL?
Max 600 chars
AI Interview: 2 Follow-up Questions on BNPL decisions
Thank you for completing the survey! Your responses have been recorded.