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BNPL Consumer Usage, Trust & Attitudes Survey

Measures Buy Now, Pay Later adoption patterns, provider preferences, spending thresholds, trust drivers, and consumer concerns. Designed for fintech product teams, lenders, and market researchers seeking segmentation and attitudinal insights from adult consumers.

Sample questions

A preview of what’s in the template. Every question is editable before you launch.

23 questions · ~4 min
Q01
Long Text

Welcome! This survey explores your experiences and opinions about Buy Now, Pay Later (BNPL) services. It should take about 6–8 minutes to complete. Your participation is entirely voluntary and you may stop at any time. There are no right or wrong answers — we are simply interested in your honest opinions. All responses are confidential, will be anonymized, and reported only in aggregate for research purposes.

Q02
Multiple Choice

Have you used a Buy Now, Pay Later (BNPL) service (e.g., Klarna, Afterpay, Affirm) in the past 12 months?

Q03
Multiple Choice

Which BNPL providers have you used in the past 12 months? Select all that apply.

Q04
Long Text

How likely are you to use a BNPL service in the next 6 months?

Q05
Long Text

Please rank the following factors from most important (1) to least important when choosing a BNPL provider.

Q06
Long Text

BNPL helps me manage larger purchases without financial stress.

Q07
Long Text

Please rank your biggest concerns about using BNPL services, from most concerning (1) to least concerning.

Q08
Multiple Choice

In the next 3 months, for which of the following purchase categories would you consider using BNPL? Select all that apply.

Q09
Long Text

Based on your responses in this survey, is there anything else you would like to share about your experiences, feelings, or views on BNPL services?

Q10
Long Text

What is your age?

Q11
Long Text

Thank you for completing this survey! Your responses have been recorded and will help improve understanding of consumer BNPL experiences. If you have any questions about this research, please contact the research team.

Q12
Long Text

Approximately how many times have you used a BNPL service in the past 12 months?

Q13
Long Text

What is the highest single purchase amount you would feel comfortable financing through BNPL?

Q14
Long Text

I trust BNPL providers to be transparent about all fees and terms.

Q15
Multiple Choice

Imagine you are making a purchase of about $200 (or local equivalent). Which payment method would you most likely choose?

Q16
AI Interview

We'd like to understand your BNPL decision-making in a bit more depth. An AI moderator will ask you a couple of follow-up questions about how you decide when and why to use BNPL.

Q17
Multiple Choice

Which best describes your gender?

Q18
Long Text

How important is a guarantee of no late fees when choosing a BNPL provider?

Q19
Long Text

Using BNPL sometimes leads me to spend more than I originally planned.

Q20
Long Text

What is the highest level of education you have completed?

Q21
Long Text

I would recommend BNPL services to a friend or family member.

Q22
Multiple Choice

What is your current employment status?

Q23
Long Text

Which country do you currently live in?

What’s included

  • AI follow-ups

    Adaptive probes on open-ended answers that pull out detail a static form would miss.

  • Attention checks

    Built-in safeguards against rushed answers and low-quality respondents.

  • AI-drafted copy

    Wording, ordering, and branching written by the AI — tuned to your research goal.

  • Auto report

    Themes, quotes, and a plain-English summary write themselves once responses come in.

Ready to launch?

Open this template in the editor. Every part is yours to change before the first respondent sees it.