Fire Insurance Coverage Experience & Renewal Survey
Measures how policyholders perceive their fire insurance coverage, pricing, and claims experience, and what drives renewal or switching decisions. Built for insurers and brokers benchmarking product-market fit, with an AI follow-up that reconstructs the real story behind a claim or a low renewal score instead of just the rating.
Sample questions
A preview of what’s in the template. Every question is editable before you launch.
Which best describes your relationship to fire insurance today?
- Current fire insurance policyholder
- Previously had fire insurance, did not renew
- Currently shopping for fire insurance
- Never purchased fire insurance
Overall, how protected does your fire insurance coverage make you feel against fire-related loss?
In the past 12 months, have you filed a fire-related insurance claim?
- Yes, and it was resolved
- Yes, and it's still open
- No, but I considered filing one
- No
How clear is your policy about what fire damage is and isn't covered?
How much do you agree with each statement about your fire insurance provider?
- My insurer communicates clearly about coverage changes
- My premium reflects my property's actual fire risk
- Filing a claim would be (or was) straightforward
- I trust my insurer to pay a fire claim fully and fairly
- My insurer offers useful risk-reduction resources (e.g., smoke detector or sprinkler discounts)
Thinking about how you chose (or would choose) a fire insurance provider, allocate 100 points across these factors based on how much each influenced your decision.
- Premium cost
- Breadth of fire damage coverage
- Insurer's reputation and trust
- Agent or broker recommendation
- Speed and ease of the claims process
- Discounts for fire-safety measures
When choosing a fire insurance policy, which of these matters most and least to you?
- Low deductible
- High rebuild/replacement cost coverage
- Add-on coverage for wildfire or natural disaster risk
- Fast claims processing
- 24/7 customer support
- Discounts for smoke detectors or sprinklers
- Transparent, easy-to-understand policy language
How likely are you to renew your fire insurance policy with your current provider?
Explore the reasoning behind the respondent's renewal likelihood score. If they filed a fire-related claim, reconstruct what happened end-to-end: how they reported it, how long payout took, and whether the payout matched expectations. If they haven't filed a claim, probe what would make them trust their insurer to pay out fairly. For low renewal scores, dig into whether the driver is price, a coverage gap, or a bad claims experience, and ask what would change their mind.
Now a few questions about what you'd expect to pay annually for solid fire insurance coverage on your home.
- At what annual premium would fire insurance coverage feel so cheap that you'd question whether it actually provides adequate protection?
- At what annual premium would you consider fire insurance coverage a bargain — a great deal for the protection provided?
- At what annual premium would you begin to feel fire insurance coverage is expensive, though you might still consider buying it?
- At what annual premium would you consider fire insurance coverage too expensive to purchase, regardless of the protection offered?
Which best describes the property you insure (or would insure)?
- Single-family home
- Condo or apartment
- Multi-family rental property
- Commercial property
- Prefer not to say
Which age range do you fall into?
- Under 25
- 25-34
- 35-44
- 45-54
- 55-64
- 65 or older
- Prefer not to say
That's everything — thank you! Your responses will be combined with others to help improve fire insurance coverage, pricing, and claims support.
What’s included
AI follow-ups
Adaptive probes on open-ended answers that pull out detail a static form would miss.
Attention checks
Built-in safeguards against rushed answers and low-quality respondents.
AI-drafted copy
Wording, ordering, and branching written by the AI — tuned to your research goal.
Auto report
Themes, quotes, and a plain-English summary write themselves once responses come in.
How it compares
We reviewed the closest templates from other survey tools. Here’s what they do well — and where this template goes further.
Why this template
- Opens with a quick context question on relationship to fire insurance, then an opinion-scale item on how protected the policyholder feels — capturing perception, not just satisfaction.
- Includes a rating question on policy clarity plus a matrix of agreement statements about the provider, giving structured multi-attribute feedback in one pass.
- Uses constant-sum allocation and MaxDiff to force trade-offs on what actually drives provider choice, rather than relying on simple rankings.
- An AI follow-up interview specifically digs into the reasoning behind a respondent's renewal likelihood score (or a recent claim), reconstructing the real story instead of stopping at the number, and pairs with a Van Westendorp pricing series for expected annual premiums.
QuestionPro
Fire insurance survey questions + sample questionnaire templateThis is QuestionPro's fire insurance page, pairing a sample questionnaire with explanatory guidance on question types — it reads more like a reference guide than a ready-to-field digital template. It covers similar ground (coverage perception, pricing, claims) but as static, fixed-text items. There's no indication of adaptive follow-up or automated scoring built into the flow.
What it does well
- Established survey platform with broad question-type library and export/reporting tools
- Provides sample questionnaire wording specific to fire insurance, useful as a drafting reference
- Likely customizable within QuestionPro's own survey builder once adapted from the sample
Where it falls short
- No adaptive AI interview capability — every respondent sees the same fixed question set regardless of answers
- No mechanism to probe the story behind a low renewal score or claim beyond follow-up text boxes
- No automated per-response quality scoring or transparent AI prompt documentation
Ready to launch?
Open this template in the editor. Every part is yours to change before the first respondent sees it.